Jim Boatright | Buying A Home, Southern Utah Real Estate, Financing

Buying a home should be an exciting time in your life, and we are here to help you avoid the pitfalls that can make the process stressful and unpleasant!

Looking to purchase a home?

If you're interested in buying a home, the first thing most folks want to do is start looking at houses immediately! However, they soon tire of driving around town and calling every real estate sign that looks like a potential...only to find out that the home is above their price range, or doesn't meet their criteria, or worse...it is already "Pending" or "Sold!"

Let me take the guess work out to the equation for you! The old adage, "if you aim at nothing, you're sure to hit it" tends to apply in the Real Estate world as well. During our initial visit we will discuss your wants and needs, and bring you up to speed on the local market so you have the information to make an informed decision. You should never feel rushed into a decision when making a purchase of this magnitude. For most people, the purchase of a home is the single biggest financial investment they will ever make. It is important to work with professionals who are competent and dedicated in looking out for your best interests.

Get Pre-Qualified!

The biggest hurdle in the buying process is usually obtaining financing at a competitive rate. This is not a step to skip! Often, buyers will run down to their bank or credit union and ask about buying a house. While many banks and credit unions are more than glad to help you, they may not be your best and most competitive choice. I can recommend the very best local and national lenders that will provide you with outstanding customer service and will get the job done on time and with a great rate!

Once you have been "Pre-Qualified" or Pre-Approved," the lender will provide a letter that we will use when submitting offers. In today's real estate market, it is almost mandatory to have a "Pre-Qualification letter" before submitting an offer.

Let the Shopping Begin!

Now that you are pre-qualified, you know exactly what price range you can afford, and you're able to look at homes knowing that if you like it, you can buy it! This is where is starts to get fun! We will create a website that plugs you into all of the listings on the MLS that meet your criteria, complete with photos, square footage, bedrooms, bathrooms, etc. You can take as many virtual tours as you' like, and simply highlight the homes that interest you the most. Then we will set appointments for the listings that look the best!

The Offer

We often think that the biggest benefit a real estate professional can offer is to find the right home, but let's be honest, if you are provided with the right information you could do that on your own! Very few agents will admit that, but it is true. You know what you're looking for the second you see it, don't you?

Here is where it pays to have Jim Boatright, MarketPro agent! I can help you construct an offer that will give you the best price and terms without leaving you at risk for things you may not have considered. Do you realize there are over 68 multipage documents that can be used in purchasing a Utah property? Which ones do you need and how do you present them so as to limit your liability? That's where I can help. I will make sure you understand all the potential liabilities involved so that you can make an informed decision. There is a lot more to an offer than just price!

Negotiation

One of the biggest benefits in working with me is that I KNOW this market! I know if you're offering too much. There is a careful balance in offering enough without offering too much. Some buyers think "I will offer the lowest price possible," their thinking is that the seller can counteroffer if it is too low. However in this market, there might be several offers competing for the same property at any given time, and the "low ball offer" is just a way for buyers to get frustrated. There are times when a low offer is a good idea, but that depends on the property, the delinquency status, the seller and a whole host of other conditions. I will help you navigate this sometimes complicated process so that you can win the property without paying too much!

Southern Utah Real Estate